What These Terms Cover
These Terms & Conditions apply when you create an account, sign in, use the lobby, send a payment request or contact us about an account decision. They explain accurate registration details, phone verification before account access, permitted use, wallet ownership, payment confirmation, withdrawal checks and the
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steps for raising a dispute. You must read the current wording before using the account because we may update a clause when an operational or legal requirement changes. Access depends on local law, and a restriction may apply where local law permits. We do not treat
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a DANA, OVO, GoPay, QRIS, virtual account or bank transfer label as proof that a transaction belongs to you; the account name and payment record must still match our checks. Keep your login details private and stop using the account if you cannot accept a revised
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term.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.